About Us

Meet Our Team

MFA (formerly Complete Money Management) was formed in the late 1990s by Colin Meeks as an independent financial services firm.  Our main goal then was to help as many people as possible address their financial planning and family “money” goals.  Another main goal was to simply survive as a start-up small business in an extremely competitive industry.  We are proud to report that we have met (and exceeded) those 2 goals and are primed and ready for our next 25 years of serving our clients.

Our 3 areas of practice focus are Special Needs Planning, Eldercare Financial Planning, and Traditional Personal Financial Planning.  Through our personal life experiences and professional engagements with clients, we’re ready to serve you.  Our planning process blends our experience, personal touch and attention to detail with industry leading technologies to provide you a unique client experience.



Colin is the chief promoter of positive thinking and fair dealings in his financial planning practice. He transitioned from working at a captive insurance agency in 1994 to starting an independent financial services firm, Maryland Financial Advocates (formerly Complete Money Management) in 1999 and has been serving area families ever since.

The practice specializes in comprehensive financial planning with a strong focus on special needs planning and eldercare financial planning. As the father of a son with  <click for full bio>

His practice also serves around 150 traditional financial planning families. Colin’s 23+ years of insurance, investment, income planning, financial planning and “people” experience help guide clients through many of the complex and special situations they encounter.

As a CERTIFIED FINANCIAL PLANNER®, he proudly acts in a fiduciary capacity in client relationships at all times and is an outspoken advocate for full and honest fee disclosure in his industry.

Colin lives in Parkton, Maryland with his wife of 16 years, Jennifer, 2 sons Connor and Henry, and retired greyhound racer, Rocco. He loves the Orioles and Terps and coaches anything his sons play in the Hereford Rec Council, mainly baseball and basketball.

Here’s some other important stuff you may want to know……

Colin was named in Baltimore Magazine as a Five Star Wealth Manager in 2012, 2013, 2014, 2015 and 2016*, a distinction given to less than 3% of the area’s wealth managers. He’s hosted a local radio show on WCBM and also been a frequent guest on various other planning shows. He’s been a guest presenter at local companies, schools, and organizations as a financial educator (call for details, references, and topics - he can present at your organization too)

Colin is a Registered Representative (series 7), Registered Principal (series 24), and Municipal Fund Securities Principal (Series 51), and Investment Advisor Representative (IAR) with LPL Financial, the largest Broker/Dealer for independent advisors. He’s also a member of the Academy of Special Needs Planners, a national organization of attorneys and financial planners serving the special needs community.

He has the following professional designations: Certified Financial Planner (CFP®), Chartered Financial Consultant (ChFC®), and Chartered Life Underwriter (CLU®).

He also serves on the following boards:

Autism Society of Baltimore-Chesapeake http://www.BaltimoreAutismSociety.org

First Maryland Disability Trust http://www.firstmdtrust.org

*2012 – 2016 Five Star Wealth Manager. Best in client satisfaction – Baltimore Magazine” 2012-2016 Five Star Criteria – Based on client satisfaction. Respondents evaluate criteria such as customer service, expertise, value for fee charged and overall satisfaction. The overall score is based on an average of all respondents and may not be representative of any one client’s experiences. 2012 Five Star Criteria – Award based on 10 objective criteria associated with providing quality services to clients such as credentials, experience, and assets under management among other factors. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth managers

stark family


Ryan started with Maryland Financial Advocates in August of 2012 after graduating from the University of Baltimore (UB). He started as an intern while attending UB in 2011, then became an administrative assistant in August 2012, evolved into <click for full bio>

a Junior Advisor in August of 2015 and emerged as a Financial Planner in September 2016. Working so closely with Colin Meeks, an experienced Certified Financial Planner, for the past 5 years has given Ryan a plethora of first-hand experience and real world knowledge. Ryan has a passion for helping people and it shows with his customer service. He currently lives in Nottingham, MD with his wife Angelica and two dogs, Mello and Junior.



University of Baltimore, Finance BS

  • Finance Award 2012
  • Summa Cum Laude


Professional designations:

  • Registered Representative (Series 7)
  • Life & Health Insurance
  • AHIP Medicare Training

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John Cahan

John is the resident insurance specialist at Maryland Financial Advocates.  Since 2003, he has been helping clients navigate the complex and ever changing health insurance marketplace. He assists clients with their insurance planning, including life, disability and long term care.

John also enjoys developing investment plans to help his clients work towards their financial goals.  Before entering the financial services industry, John spent 24 years as a manager in the trucking and transportation business.  His patience and attention to detail is well received by his clients.





Copyright © 2017 Maryland Financial Advocates. All Rights Reserved. The financial consultants of Maryland Financial Advocates are Registered Representatives and Investment Adviser Representatives with securities and investment advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA / SIPC.  The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: MD, VA, PA, FLA, NJ, DE, WA, TX, GA.