Financial Planning · Baltimore, MD
Financial planning for Baltimore families
Born here, built here, still here. The photos on this site are Baltimore because we are: the harbor, the lighthouses, and a long-suffering loyalty to the Orioles that no market cycle can shake.
City clients come to us from Hopkins and the hospital systems, from city agencies with pensions worth understanding properly, and from neighborhoods like Hamilton and Lauraville that are ten minutes from our door. The common thread is wanting straight answers and published prices, which happen to be the two things we lead with.
We handle the full practice here: retirement income plans that coordinate a city pension with Social Security, special needs planning for families navigating city and county services, and eldercare planning when the family rowhouse becomes part of the math.
Getting to us from Baltimore
The office sits just over the city line on Harford Road in Parkville, about 20 minutes from downtown and 10 from Hamilton. Street-easy parking, no garage validation rituals.
Maryland Financial Advocates · 9621 Harford Rd, Suite 1, Parkville, MD 21234 · Last updated August 6, 2026
What Baltimore families come to us for
Special Needs Planning→
Special Needs Financial Planning
Eldercare Planning→
paying for long-term care, Medicaid timing, protecting a parent's savings, and coordinating family decisions
Retirement Planning→
income strategy, Social Security timing, tax planning, and investment management from a CFP® professional
Baltimore questions, answered
Yes. City and state pension systems each have their own elections and survivor options, and coordinating them with Social Security and personal savings is exactly what the planning engagement produces in writing.
Start with a 15-minute call. It's complimentary.
Tell us what's on your plate. We'll tell you honestly whether we can help, and you'll know exactly what working together costs before you commit to anything.
Prefer the phone? Call 410-663-0700 and ask for Colin.