Podcast

The Financial Advocate

Name: Maryland Financial Advocates
Address: 9621 Harford Rd, Suite 1, Parkville, MD, 21234, US
Telephone: 410-663-0700
Price range: $$

In each short episode, Colin breaks down one planning strategy we've used in helping clients work toward their goals: investments, insurance, tax planning, estate planning, retirement income, Social Security, special needs planning, and long-term care. If you have 10 minutes every couple of weeks, it's worth a listen.

Bi-weekly, about 10 minutes an episode. Running 10+ years and counting.

Listen on Apple Podcasts Watch on YouTube

The Financial Advocate podcast cover art

Recent episodes

28The Not-So-Boring Mid-Year Review: Embrace the ChaosPlanning · August 5, 2026 27Don't Confuse Volume with Value: The 1-2 Page Financial Action PlanPlanning · July 15, 2026 26Beyond the Portfolio: What Real Financial Peace Looks LikePlanning · July 1, 2026 25School's Out: Your Summer Financial HousecleaningPlanning · June 17, 2026 24The Switch That Won't Flip: How to Spend Money in RetirementRetirement · June 3, 2026 23The 2026 ABLE RevolutionSpecial Needs · May 20, 2026 22The Human Dividend: AI and Financial PlanningPlanning · May 6, 2026 21The Tax Return Autopsy: 5 Hidden Opportunities in Your 1040Retirement · April 22, 2026 20Roth Conversions: Not an All-or-Nothing DecisionRetirement · April 8, 2026 19The Fear of Spending Down: Helping Retirees Overcome the EmotionRetirement · March 25, 2026 18Retirement: Longevity and Real-World PlanningRetirement · March 4, 2026 17The No-Resolutions PodcastPlanning · January 21, 2026

Episode 20, Roth Conversions: Not an All-or-Nothing Decision: Traditional IRA account owners have considerations to make before performing a Roth IRA conversion. These primarily include income tax consequences on the converted amount in the year of conversion, withdrawal limitations from a Roth IRA, and income limitations for future contributions to a Roth IRA. In addition, if you are required to take a required minimum distribution (RMD) in the year you convert, you must do so before converting to a Roth IRA.

The full archive, more than a decade deep, lives on Apple Podcasts.

Ten minutes, one idea, no market predictions

Colin's rule for the show is the same as the practice: if it sounds like a hot take, it doesn't air. Recent episodes covered the 2026 ABLE expansion, Roth conversion sizing, and how to actually spend money in retirement.

Heard something that sounds like your situation?

That's what the complimentary 15-minute call is for. Bring the episode number if you like; Colin enjoys that.

Schedule Your Complimentary Call See how we work

Prefer the phone? Call 410-663-0700 and ask for Colin.