Insights
Money talk without the jargon
Articles from the newsletter, short videos from the YouTube channel, and a podcast that's been running for over a decade. One planning idea at a time, in plain English, from a guy who hates the word "holistic" as much as you do.
Eldercare · Article
The Financial Conversation About Cognitive Decline Nobody Wants to Have
There's a topic that belongs in almost every retirement planning conversation and appears in almost none of them.
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Planning · Article
When the Real Worry Isn't About the Numbers
People come to me with financial questions every day. The question they ask out loud is rarely the question they're actually asking.
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Eldercare · Article
One Missed Deadline. Permanent Consequences.
Most people know Medicare exists. Far fewer realize that signing up late, even by a couple of months, can follow you for the rest of your life.
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Retirement · Article
Before You Build a Plan Around the 4% Rule
The 4% rule isn't wrong. It's just a lot more specific, and a lot more limited, than most people realize.
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Retirement · Article
The Retirement Number Problem Nobody Wants to Talk About
Fifteen years ago, a million-dollar retirement sounded enormous. Today, many people are realizing it may not buy the retirement they imagined. Not because they did anything wrong.
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Retirement · Article
The Hidden Tax: IRMAA
Most retirees think their Medicare premiums are fixed. They're not. A little-known surcharge called IRMAA can add thousands a year, triggered by decisions made two years earlier.
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Planning · Video
The No-Resolutions Approach to Money
Watch it→
Eldercare · Video
3 Ways to Plan for Long-Term Nursing Care
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Planning · Video
What Does a Financial Advisor Really Do?
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Eldercare · Video
Legal Documents: Which Ones Do You Really Need?
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Retirement · Video
Reduce or Eliminate RMD Taxes
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Planning · Video
Planning Made Easy: A Case Study
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Planning Made Easy: A Case Study: This is a hypothetical situation based on real life examples. Names and circumstances have been changed. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investments or strategies may be appropriate for you, consult your advisor prior to investing.
The podcast
The Financial Advocate
Bi-weekly, about 10 minutes an episode, running 10+ years. New episodes land here and on Apple Podcasts.
Reading is complimentary. So is the first call.
If something here hits close to home, the next step takes 15 minutes and is complimentary.
Prefer the phone? Call 410-663-0700 and ask for Colin.